Long Island Risk Placement
Insurance Expertise You Can Trust.
Comprehensive Insurance for Plumbing Contractors in NY
Plumbing projects involve risks such as property damage, equipment failure, and worker injuries. Our comprehensive insurance coverage ensures that your plumbing business is protected against financial liabilities and complies with New York regulations.
General Liability
Protects your business from claims involving physical injuries to third parties. ADD
Workers' Compensation
Covers the cost of damages to third-party property caused by your business operations. ADD
Commercial Auto
Ensure your vehicle is fully insured with both liability and collision coverage.
Professional Liability
Add professional liability as an additional product. ADD
General Liability Class Codes for Plumbing Businesses
We provide targeted coverage for the following General Liability Codes, ensuring your policy aligns with your specific operations:
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16527 - Plumbing Supplies and Fixtures Dealers and Distributors
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91250 - Boiler Inspection, Installation, Cleaning, or Repair
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95647 - Heating or Combined Heating and Air Conditioning Systems or Equipment, Dealers or Distributors and Installation, Servicing, or Repair, No Liquefied Petroleum Gas (LPG) Equipment Sales or Work
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95648 - Heating or Combined Heating and Air Conditioning Systems or Equipment, Dealers or Distributors, and Installation, Servicing, or Repair
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98482 - Plumbing, Commercial and Industrial
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98483 - Plumbing, Residential or Domestic
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98806 - Septic Tank Systems, Installation, Servicing, or Repair
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99946 - Water Mains or Connections Construction
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99948 - Water Softening Equipment – Installation, Servicing, or Repair
These classifications ensure your insurance policy matches your unique work, from residential plumbing to commercial installations and specialized system servicing.
Coverage Options Designed for Plumbers
We offer tailored insurance coverage for plumbing contractors, including:
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General Liability Insurance: Protects your business from third-party injury or property damage claims.
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Workers' Compensation: Covers employee injuries on the job, ensuring compliance and worker safety.
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Umbrella Insurance: Provides additional liability coverage beyond your standard policy limits.
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Commercial Auto Insurance: Ensures vehicles used for transporting plumbing supplies and equipment are fully covered.
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Professional Liability Insurance: Protects against claims related to errors, omissions, or negligence in plumbing projects.
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EPLI and Cyber Insurance: Safeguards your business from employment practices claims and cyber risks.
Why Choose LIRisk.com for Your Plumbing Business Insurance
With years of experience, we provide:
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Personalized Service: Tailored insurance solutions to meet your plumbing business's unique needs.
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Competitive Rates: Affordable premiums without compromising protection.
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Fast Service: Quick certificate issuance and responsive customer support.
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Industry Expertise: In-depth understanding of risks for plumbing contractors, suppliers, and system installers.
Step One
Initial Consultation
Step Two
Customized Proposal
Step Three
Agreement
Step Four
Coverage Begins
Who We Insure
We provide insurance for:
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Residential and Domestic Plumbers
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Commercial and Industrial Plumbers
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Septic Tank System Installation and Servicing
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Boiler Installation and Repair
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Water Softening System Installation and Servicing
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Heating and Air Conditioning System Installation
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Plumbing Supplies Dealers and Distributors
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Water Mains and Connection Construction
Whether you supply plumbing fixtures, install heating systems, or service septic tanks, our insurance solutions are designed to cover your specific operations.
Trade Contractors
We provide flexible, comprehensive insurance options for general, home improvement, and trade contractors to help protect their business and meet local regulatory and contractual requirements.
General Contractors
We understand the risks of managing large-scale projects and provide solutions that meet both regulatory and business needs.
Home Improvement Contractors
We offer customized insurance policies specifically for home improvement contractors, whether you focus on residential renovations or larger construction projects, ensuring compliance and complete protection.
Retail Stores
We offer tailored insurance for retail businesses, providing coverage for property, inventory, and liability. From small shops to large stores, our policies help you stay protected from various risks.
Service Providers
From janitorial services to food and beverage businesses, we understand the unique insurance needs of service providers. Our solutions cover employees, equipment, and legal liabilities.
Auto Services
Auto repair shops, body shops, and dealerships face unique risks. We offer coverage to protect your business, including Garage Liability for third-party injuries or property damage, Garagekeepers Insurance for customer vehicles, and Business Auto Insurance for company vehicles.
Comprehensive Business Insurance Solutions in New York
At LIRisk.com, we specialize in providing tailored insurance solutions to contractors, small businesses, and employers across Long Island and New York. Our comprehensive offerings ensure that your business has the protection it needs to thrive, no matter your industry.
General Liability Insurance
Protect your business from claims involving property damage, bodily injury, or negligence.
Workers' Comp
Ensure your employees are protected while staying compliant with New York laws.
Surety Bonds
Secure performance bonds and surety bonds for construction projects and licensing requirements.
Commericial Auto
Commercial auto insurance safeguards contractors' vehicles, covering accidents, liability, and property damage.