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General Liability 

Protect your business from third-party claims of bodily injury, property damage, and legal expenses.

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Workers Comp. 

Ensure employees are covered for medical expenses and lost wages due to workplace injuries.

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Umbrella 

Extend your coverage beyond standard policy limits to protect your business from larger claims.

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Professional Liability

Specialized professional liability protection for your businesses

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Business Auto

Specialized professional liability protection for your businesses

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Businessowner (BOP)

Specialized professional liability protection for your businesses

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Property

Specialized professional liability protection for your businesses

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Cyber Liability

Specialized professional liability protection for your businesses

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EPLI 

Specialized professional liability protection for your businesses

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Homeowner's 

Specialized professional liability protection for your businesses

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Flood 

Specialized professional liability protection for your businesses

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Personal Auto

Specialized professional liability protection for your businesses

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Our products and services are built for business owners in New York.  

Why Choose Long Island Risk Placement Insurance?
 

Tailored coverage, expert support, and local knowledge for New York businesses.

Trusted Providers

E-Signature Convenience

Effortless Down Payments

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Customized Insurance for Contractors and Business Owners

At Long Island Risk Placement, we provide comprehensive insurance solutions catering to various industries. Whether you’re a contractor, retailer, or small business owner, our team understands your unique challenges and designs policies to ensure maximum protection. We specialize in insurance programs for bars, restaurants, construction projects, and more.

AM Best Rated Carrier Stock List

The AM Best Rated Carrier Stock List includes publicly traded insurance companies known for their financial strength and stability. These carriers span various sectors, including property and casualty, life, health, reinsurance, and specialty insurance. Each company on this list holds strong financial ratings from AM Best, reflecting their ability to meet policyholder obligations and navigate market risks.

Insurance Solutions for Your Industry

Contractors

General Liability, Workers Compensation, and Umbrella Insurance to meet licensing and contractual requirements in NYC and Long Island.
 

Retail Stores

Tailored property and liability coverage for storefronts, inventory, and employees.
 

Auto Services

Coverage for auto repair shops, body shops, and dealerships.
 

Food & Beverage

Comprehensive coverage for restaurants, delis, and pizzerias, including liquor liability.

Home Improvement Contractor

ailored coverage for home improvement contractors. Our policies protect your business and meet local licensing needs.

General Contractors

Insurance designed for large-scale construction projects in NYC and Long Island. We help ensure compliance licensing and contractual requirements.

Convenience Stores

Comprehensive coverage for convenience stores, including General Liability, property insurance for inventory.  Protect against customer claims and property damage.

Trade Contractors

Insurance for electricians, plumbers, HVAC technicians, and other trades.  We offer coverage to safeguard against worksite risks.

Property & Casualty Insurance ETF

We work with some of the most established insurance companies in the industry to provide tailored coverage for businesses. Many of these carriers are publicly traded and are included in key insurance-focused ETFs, such as KIE, IAK, and KBWP. While these funds are designed for investors, they also serve as a strong indicator of the industry’s leading insurers—many of which LIRisk partners with to place coverage for our clients.

Ready to Protect Your Business?

We empower your business to operate smoothly so you can focus on what matters most—your customers and growth. Let’s explore how we can support your success.

Get a custom quote or book a free consultation to discuss your insurance needs today.

Get A Quote

Book a free consultation or get a quote on the service of your choice.

Quote options
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Insurance Expertise You Can Trust. Protection Tailored to Your Business.

Long Island Risk Placement (LIRisk.com) offers customized business insurance solutions for contractors and businesses across Long Island and NYC. With over 20 years of expertise, we specialize in General Liability, Workers' Compensation, and Umbrella Insurance, ensuring comprehensive coverage tailored to your industry needs.

Industry-Specific Solutions

Protect your business with industry-specific solutions for general contractors, home improvement contractors, retail shops, and auto repair services. Our comprehensive coverage ensures your business is safeguarded.

Niche Programs

Leverage our exclusive insurance solutions and tailored programs to meet the unique needs of your business. With strong carrier relationships, we provide cost-effective coverage options for Long Island business owners.

Expert Guidance

Get expert guidance on essential coverage, including general liability insurance, workers' compensation, and business auto insurance. We specialize in protecting Long Island businesses with personalized advice and competitive rates.

Streamlined Technology

Experience the power of technology with instant insurance quotes, seamless policy binding, and real-time insurance updates. LIRisk.com simplifies the insurance process for Long Island business owners.

Custom Solutions

We offer custom insurance solutions for contractors, retailers, and service providers, supporting your specialized market. We excel at creating policies for complex accounts that effectively protect your business.

Why Choose LIRisk Insurance?

Trusted Insurance Expertise

Choose LIRisk.com for unmatched local expertise on Long Island, access to top-rated insurers, and comprehensive risk management solutions. Protect your business with tailored policies designed to fit your needs.

Free Risk Assessment

Discover potential gaps in your current insurance coverage with our Free Risk Assessment. Our experts will evaluate your business needs and recommend solutions tailored to your goals. Schedule your consultation today and protect your future.

Comprehensive Insurance Solutions

At Long Island Risk Placement, we provide comprehensive insurance solutions catering to various industries. Whether you’re a contractor, retailer, or small business owner, our team understands your unique challenges and designs policies to ensure maximum protection. We specialize in insurance programs for bars, restaurants, construction projects, and more.

Quotes Available

Construction

Distributors

Restaurant & Tavern

Dealerships

Health & Fitness

Auto Repair & Towing

Building Owner

Retail & Ecommerce

Personal Lines

Flood Insurance

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